Peter Blair | December 14, 2016 | Uncategorized
Every year, people are pulled into the depths of frauds and scams, losing out on money and precious time. When people are fooled into buying a product that is never delivered, invest into a company that doesn’t exist, and enter credit card information on a phony website, they are partaking in a fraud that could cost them big time. There are many common types of fraud that perhaps you’ve even seen in your daily life, such as phony checks, Internet sellers, online misrepresentation, charities fraud, debt elimination, work-at-home scams, pyramid schemes, and identity theft. But how can you avoid falling victim to a scam? Now you can find out through some helpful tips.
Tips For Avoiding Fraud
Learn how to spot imposters: You should know that scammers will typically take on the personalities of people you trust such as government officials, family members, charities, and companies that you have done business with. Just because they take on these personalities does not mean they should automatically be trusted. You should never willingly give out personal information over a text, phone call, or email.
Search for information online: When you receive information from a company that you believe might be a scam, type information into a search engine with keywords like “complaint” or “scam” to find out if other people reported a scam.
Don’t believe promises: People who scam will usually tell you to pay in advance for something like debt relief, loan offers, mortgage assistance, or a job. If they tell you that you must first pay taxes or fees, do not believe them, as they are only looking to take your money.
Talk to someone: Speak to somebody you trust before you pay into a deal. Check out the story, do an online search, and speak to an expert first.
Be skeptical of free offers: Certain scam companies will use free trials to sing you up for products, but will then bill you every month until you cancel. Research the company and their cancellation policy before you make decisions. Look for monthly statements that contain charges you do not recognize.